CRITICAL HOME REPAIR PROGRAM
You must meet the following four criteria to qualify for Habitat for Humanity of Lapeer-Tuscola Critical Home Repair Program:
If you meet all of the criteria please call the Habitat for Humanity of Lapeer-Tuscola office at (810)664-7111 to make an appointment to fill out the application.
QUALIFYING CRITICAL HOME REPAIR NEED
EXAMPLES OF SOME ELIGIBLE CRITICAL HOME REPAIRS:
- Repair/Replacement of existing HVAC, existing well/septic, and existing water heater
- Energy Conservation improvements including: windows, soffits and fascia, siding, roofing, gutters, downspouts, caulking, exterior doors, weather-stripping, and insulation.
- Improvements for accessibility for disabled individuals based on a documented need. Eligible improvements include: widening doorways for wheelchair access, lowering kitchen cabinets, installing exterior ramps and renovating baths to ADA standards, installing grab bars, etc.
- Installation/repair of existing basement waterproofing system.
- Materials used for repair must be of similar quality, like, and style as those being repaired.
ABILITY TO PAY
The chart below gives the qualifying income for several sizes of families in Lapeer and Tuscola County. Your income must fall within these guidelines (30-70% of AMI).
- Debt payments each month, including the family's projected payment to Habitat, should not exceed 40% of the family's monthly income.
- Record of stable employment and/or other income for one or more years.
- Ability to pay a down payment of 1% (one-time expense).
- The family has not declared bankruptcy within three years of application.
Lapeer Chart
Family Size Gross Annual Income Gross Annual Income
(Minimum) (Maximum)
1 $14,450 $33,670
2 $16.500 $38,430
3 $18,550 $43,260
4 $20,600 $48,020
5 $22,250 $51,870
6 $23.900 $55,720
7 $25,550 $59,570
8 $27,200 $63,420
Tuscola Chart
Family Size Gross Annual Income Gross Annual Income
(Minimum) (Maximum)
1 $11,750 $31,300
2 $13,400 $35,750
3 $15,100 $40,200
4 $16,750 $44,650
5 $18,100 $48,250
6 $19,450 $51,800
7 $20,800 $55,400
8 $22,150 $58,950
WILLINGNESS TO PARTNER WITH HABITAT
1. Eagerness, and Willingness, to partner
- Application requirement readily fulfilled.
- Willing to participate in the home visit.
- Willingness to participate in Habitat functions.
- Family understands it is responsible for the care of its home.
- Family realizes that this is a highly publicized program and they will be a large part of Habitat promotions.
- Family realizes that payments must be made without default.
- Sweat equity hours required are based on the scope of the work.
RESIDENCY
Lapeer and Tuscola County owner occupants must live in the home for a minimum of 18 months prior to enrollment.
